The Structure of an Insurance Policy--How to Read It (Part 8 of 8)

PART 8—HOW TO READ THE POLICY Assuming you’ve read Parts 1–7 and are still interested in reading your policy, this post is, in my opinion (a...

The Structure of an Insurance Policy--The Endorsements (Part 7 of 8)

PART 7—POLICY STRUCTURE The Endorsements Finally, the last pieces of a policy are the Endorsements. These are the other pieces of paper yo...

The Structure of an Insurance Policy--The Conditions (Part 6 of 8)

PART 6—POLICY STRUCTURE The Conditions So far in these policy-structure posts, I’ve referenced Twilight and quoted Lee Corso—I’m impressed y...

The Structure of an Insurance Policy--The Definitions (Part 5 of 8)

PART 5—POLICY STRUCTURE The Definitions Have you noticed in the previous posts that I keep putting quotes around certain words ( e.g. , ...

The Structure of an Insurance Policy--The Exclusions (Part 4 of 8)

PART 4—POLICY STRUCTURE The Exclusions After reading your Insuring Clauses, you might be thinking: “This policy is great! I’ll never have to...

The Structure of an Insurance Policy--The Insuring Clause (Part 3 of 8)

PART 3—POLICY STRUCTURE The Insuring Clauses The Insuring Clause is part of the policy that tells you what it does—what it covers. For examp...

The Structure of an Insurance Policy--The Dec Page (Part 2 of 8)

PART 2—POLICY STRUCTURE The Dec Page Picking up from my last post, my next several are on the particular parts of a common policy. It’s ...

The Structure of an Insurance Policy--General Overview (Part 1 of 8)

Have you ever actually read through your insurance policy? If so, you’re a masochist; welcome to the club. If not, congratulations—you’ve sa...