Late Notice and Your Insurance Agent or Broker

THIS IS NOT LEGAL ADVICE—TALK TO AN ATTORNEY FOR THAT If you’re in an insurance claim dispute with your insurance company because it d...

What Should I Include in a Notice of Claim letter to the Insurance Company?

Had an accident? A fire? Someone’s sued you? You need notify your insurance company. The repercussions of when you do this is a topic for ...

Insurance Coverage for Brown Recluse Spider Infestations

Everyone shutters when they hear Brown Recluse Spiders. They’re hideous. As the comedian Ricky Gervais so eloquently notes: Youtube => &...

The Structure of an Insurance Policy--How to Read It (Part 8 of 8)

PART 8—HOW TO READ THE POLICY Assuming you’ve read Parts 1–7 and are still interested in reading your policy, this post is, in my opinion (a...

The Structure of an Insurance Policy--The Endorsements (Part 7 of 8)

PART 7—POLICY STRUCTURE The Endorsements Finally, the last pieces of a policy are the Endorsements. These are the other pieces of paper yo...

The Structure of an Insurance Policy--The Conditions (Part 6 of 8)

PART 6—POLICY STRUCTURE The Conditions So far in these policy-structure posts, I’ve referenced Twilight and quoted Lee Corso—I’m impressed y...

The Structure of an Insurance Policy--The Definitions (Part 5 of 8)

PART 5—POLICY STRUCTURE The Definitions Have you noticed in the previous posts that I keep putting quotes around certain words ( e.g. , ...

The Structure of an Insurance Policy--The Exclusions (Part 4 of 8)

PART 4—POLICY STRUCTURE The Exclusions After reading your Insuring Clauses, you might be thinking: “This policy is great! I’ll never have to...

The Structure of an Insurance Policy--The Insuring Clause (Part 3 of 8)

PART 3—POLICY STRUCTURE The Insuring Clauses The Insuring Clause is part of the policy that tells you what it does—what it covers. For examp...

The Structure of an Insurance Policy--The Dec Page (Part 2 of 8)

PART 2—POLICY STRUCTURE The Dec Page Picking up from my last post, my next several are on the particular parts of a common policy. It’s ...

The Structure of an Insurance Policy--General Overview (Part 1 of 8)

Have you ever actually read through your insurance policy? If so, you’re a masochist; welcome to the club. If not, congratulations—you’ve sa...

Buying life insurance: shopping list

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6 Factors that may affect your Auto Insurance Premium

When it comes to auto insurance, many consumers have no idea what insurers look to propose the amount of the bonus all powerful. But beli...

Where you can get affordable health insurance?

What is health insurance The main reason why you need an affordable health insurance is to help you plan in advance in case of unexpected...

Auto Insurance FAQs: Your questions answered

When it comes to auto insurance, most consumers have questions about the type of coverage they buy, what they are required to have and ha...

Florida insurance - take advantage of price transparency the Internet

Florida health insurance companies are now feeling the effects of transparency of prices higher than the Internet. Now is more a process ...

Five steps easy to find and maintain Perfect life insurance coverage

You have a type of life insurance, but you know that a sum of $100,000 will bring to the needs of your family for a long time? You are su...

Insurance coverage a glance

Insurance: The word "Insurance" refers to the promise of repayment of the money in the case of any loss to the insurer. The ins...

Do you need insurance coverage? Learn how to choose your insurance with confidence and ease

Four steps to you get the most of your health and insurance cover research, purchase and understanding health insurance coverage options ...

Cheap Insurance

Insurance is a form of contract whereby recurring payments (also known as premium) are an insurance company to offer an individual compen...